Photo: Megafon Russia
The NAFI analysis center conducted a study in March 2023, the results of which showed that almost half of Russians (49%) faced a commission when transferring funds between their accounts in different banks.
According to RBC, one in ten people (11%) are regularly confronted with such commissions, and 38% only from time to time. The majority of Russians (71%) believe that transfers between their own accounts at different banks should be free, regardless of the amount of the transfer, while 29% believe that the limit of free commissions for such transfers should be up to to 1.4 million rubles. .
The survey was conducted on a sample of 1,600 people over the age of 18, representing the country’s population by sex, age, level of education, federal districts and type of locality. The analysis of the opinion of Russians was taken on the basis of official Rosstat statistics, and its statistical error does not exceed 3.1%.
Almost all citizens of the Russian Federation (91%) have experience transferring money between their cards or accounts. For 80% of respondents, transferring funds between their accounts in different banks is a common practice. One in ten people (11%) do it daily, almost one in three (30%) do it several times a week and 39% do it several times a month. 70% of Russians make transfers between their accounts in different banks: 44% of respondents – between two banks, 17% – between three, 5% – between four, 2% – between five or more banks.
Russians who transfer money from their Salary card to a card from another bank, in most cases (47%) do so because the Salary bank is not their main bank. 40% of Russians transfer money to a card that offers higher cashback.
Earlier, the portfolio manager of Otkritie Management Company Ruslan Mustaev talked about the tools for earning dollars and protecting against inflation. According to him, Russians who want to make money in US dollars could consider replacing the bonds.
