PNB New Rule: If you are a customer of Punjab National Bank i.e. PNB then there is big news for you. PNB is going to implement the new rule from May 1. Under this rule, if you do not have money in your account and you withdraw money from the ATM, then you may have to pay a charge.
According to PNB’s website, if you do not have sufficient balance in your account and the ATM transaction does not take place, you will be charged Rs 10 + GST ​​for the cash withdrawal transaction. PNB told its customer, “Dear customer, wef 01.05.2023, a charge of Rs 10 + GST ​​will be levied on domestic ATM cash withdrawal transactions that fail due to insufficient balance.
Revision in Debit Card Charges
As per information provided by PNB, the bank is revising the debit card and prepaid card issuance charges and annual maintenance charges. Apart from this, PoS and e-commerce transactions done through debit cards will be charged. However, this charge will be levied only if the customer’s bank account does not have sufficient funds and the transaction could not go through because of this. That is, when you buy goods from an e-commerce website like Amazon Flipkart and pay with POS and debit card, but for some reason there is not enough balance in your account and the transaction fails, even then the bank is planning to levy a penalty. Used to be. ,
Below are the guidelines for failed ATM transactions as per PNB’s website.
- The complaint regarding failed ATM transaction is to be resolved within 7 working days. 2. If the transaction does not happen within 30 days from the date of failure, a compensation of Rs 100 per day will be paid by the bank. 3. In case of any problem or complaint, you can contact the customer care number 0120-2490000 or 18001802222, 1800 103 2222.
(pc freepik)
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