MUMBAI — For the first time in eight sessions, the State Bank of India is not falling. It went lower first. The stock traded down to ₹1,031.30 on Tuesday morning, eighty paise below Monday’s low, and then came back.
At 11:49 IST it was quoted at ₹1,039.80 on the National Stock Exchange, thirty paise above Monday’s close of ₹1,039.50, and at ₹1,039.05 on the BSE. It opened at ₹1,036.00, has ranged between ₹1,031.30 and ₹1,043.20, and has turned over 47.52 lakh shares, which is 46.6 percent of what it trades in an average full day. These are live intraday figures from a session that runs to 15:30, and none of them is a closing price.
What makes the pause worth noting is what preceded it. SBI reported the largest quarterly profit in its history on August 7, along with the lowest bad-loan ratios it has recorded in more than two decades, and the shares then fell in seven of the eight sessions that followed, a cumulative 4.0 percent, on turnover that grew as the price dropped. Tuesday morning is the first session of that run in which the selling has not simply carried on.
SBI Share Price Today: NSE and BSE Live Quote, August 25, 2026
| Measure | NSE · SBIN | BSE · 500112 |
|---|---|---|
| Last traded price | ₹1,039.80 | ₹1,039.05 |
| Previous close (August 24) | ₹1,039.50 | ₹1,038.00 |
| Change so far | +₹0.30 (+0.03%) | +0.10% |
| Open | ₹1,036.00 | – |
| Session high so far | ₹1,043.20 | – |
| Session low so far | ₹1,031.30 | – |
| Volume so far | 47.52 lakh shares | – |
| 52-week high | ₹1,234.70 (15.79% above the current price) | |
| 52-week low | ₹798.50 (+30.22% from the current price) | |
| Market capitalisation | ₹9,62,552 crore, at Monday’s close | |
| Trailing P/E · Price to book | 11.5 · 1.54 | |
| Book value per share · Return on equity | ₹674 · 15.4% | |
| Live intraday figures captured at 11:49 IST on August 25, 2026, about 154 minutes into a session that runs to 15:30. These are last traded prices, not closing prices, and they will change. The BSE quote feed does not publish an intraday open, high and low, so those cells are left blank. Valuation ratios and market capitalisation are Screener’s, struck at Monday’s close; the bank’s own reported return on equity for the June quarter, annualised, was 17.87 percent. | ||
At 11.5 times earnings and 1.54 times book, SBI remains the cheapest of India’s three largest banks on both measures while earning close to the highest return on equity of the three. That has been true throughout the slide and it was true before it began, which is the first clue that the selling has not been about valuation.
State Bank of India Stock Code on NSE, BSE and Global Data Feeds
| Exchange or provider | Code | Notes |
|---|---|---|
| NSE (National Stock Exchange) | SBIN | Series EQ. Nifty 50 and Nifty Bank constituent |
| BSE (Bombay Stock Exchange) | 500112 | Scrip code. Group A, BSE Sensex constituent |
| ISIN | INE062A01020 | Depository identifier. Face value ₹1 |
| Google Finance | NSE:SBIN · BOM:500112 | The exchange-prefixed format Google requires |
| Yahoo Finance | SBIN.NS · SBIN.BO | Suffix marks the exchange |
| ISIN, scrip code and face value confirmed against the BSE company header feed. SBI is a statutory body constituted under the State Bank of India Act, 1955, headquartered at Nariman Point in Mumbai, with the Government of India as its majority shareholder. | ||
The Ratio That Explains Three Weeks of Selling
The June quarter was strong on every line the bank chose to put on a slide. The number that moved the share price is one it did not.
| Measure | June 2026 | June 2025 | Change |
|---|---|---|---|
| Gross advances | ₹50,47,222 cr | ₹42,54,516 cr | +18.63% |
| Total deposits | ₹60,05,805 cr | ₹54,73,254 cr | +9.73% |
| Credit-deposit ratio | 84.04% | 77.73% | +6.31 points |
| Current account deposits | ₹3,34,649 cr | ₹3,21,714 cr | +4.02% |
| Savings bank deposits | ₹19,26,277 cr | ₹17,46,813 cr | +10.27% |
| Term deposits | ₹35,00,427 cr | ₹31,86,346 cr | +9.86% |
| Domestic CASA ratio | 39.24% | – | – |
| Advances, deposits and the deposit mix are as printed in SBI’s Q1 FY2027 analyst presentation of August 7, 2026. The credit-deposit ratio is calculated by The Eastern Herald as gross advances divided by total deposits on a whole-bank basis including foreign offices. Banks calculate this ratio on several different bases and SBI does not publish this particular one. | |||
A bank lending at nearly twice the rate it takes money in is running down its own slack, and six and a third percentage points in twelve months is a large move for a balance sheet of this size. The direction only runs one way for so long. Either deposit growth accelerates, which means paying more for money and pushing a 2.86 percent whole-bank net interest margin thinner still, or loan growth slows from 18.63 percent, which removes the reason the stock rose 30 percent off its low.
The deposit mix says which pressure arrives first. Current accounts, the cheapest money a bank holds, grew 4.02 percent against savings at 10.27 percent and term deposits at 9.86 percent. The same shape is visible at HDFC Bank, whose own CASA ratio has fallen to 32 percent, and it is the defining feature of Indian banking this year.
The Quarter Itself, Reported in Full
| Measure | Q1 FY27 | Q1 FY26 | Change |
|---|---|---|---|
| Net interest income | ₹46,992 cr | ₹40,907 cr | +14.88% |
| Operating profit | ₹33,529 cr | ₹30,544 cr | +9.77% |
| Net profit | ₹21,121 cr | ₹19,160 cr | +10.23% |
| Net interest margin, whole bank | 2.86% | 2.89% | -3 bps |
| Gross NPA · net NPA | 1.47% · 0.38% | 1.83% · 0.47% | -36 bps · -9 bps |
| Credit cost | 0.27% | 0.47% | -20 bps |
| Return on assets · return on equity | 1.11% · 17.87% | – | – |
| Capital adequacy | 15.67% | 14.63% | +104 bps |
| Provision coverage ratio | 74.20% | 74.49% | -29 bps |
| Figures as printed in SBI’s Q1 FY2027 analyst presentation of August 7, 2026. The bank describes the 1.47 percent gross NPA and 0.38 percent net NPA ratios as its lowest in more than two decades. | |||
Nothing in that table is bad. Two things in it deserve to be read against each other. The margin, at 2.86 percent whole-bank, is the thinnest of the three large lenders by roughly 150 basis points. And the credit cost of 0.27 percent, down 20 basis points, is doing real work in the profit line. Cheap provisions are a tailwind that flattens once bad loans stop falling, and at 1.47 percent gross they do not have much further to fall.
SBI Share Price: Recent Sessions and the Level Being Tested
| Date | Close (₹) | Change | Volume |
|---|---|---|---|
| August 13, 2026 | 1,083.00 | – | 95.02 lakh |
| August 14, 2026 | 1,067.70 | -1.41% | 62.74 lakh |
| August 17, 2026 | 1,061.20 | -0.61% | 70.39 lakh |
| August 18, 2026 | 1,053.00 | -0.77% | 55.84 lakh |
| August 19, 2026 | 1,048.60 | -0.42% | 71.83 lakh |
| August 20, 2026 | 1,048.00 | -0.06% | 58.80 lakh |
| August 21, 2026 | 1,048.70 | +0.07% | 65.34 lakh |
| August 24, 2026 | 1,039.50 | -0.88% | 88.64 lakh |
| August 25, 2026, at 11:49 IST | 1,039.80 | +0.03% | 47.52 lakh so far |
| NSE closing prices and volumes; the final row is live intraday and not a close. Tuesday’s 47.52 lakh shares is 46.6 percent of the average full day over the past twenty sessions, which extrapolates to about 1.13 times a normal day if the pace holds. Morning trade is usually heavier than afternoon trade, so read that as a ceiling rather than a forecast. | |||
Monday’s low of ₹1,032.10 was the level to watch and Tuesday morning went through it, to ₹1,031.30, before buyers appeared. That is a more useful piece of information than the flat price, because it means the level has now been tested rather than merely respected. Below it there is nothing obvious until the round ₹1,000. Above, ₹1,048.70 was where the stock closed three sessions running last week and is the first real resistance.
What this article still cannot tell you is who has been selling. SBI has made no announcement since the results and there is no news out of the bank. A 4 percent decline on rising volume in the three weeks after record numbers, while the sector’s two large private lenders went sideways, is a pattern that usually has an institutional explanation, and none is publicly available. The bank publishes its credit-deposit ratio in several forms but not the whole-bank figure calculated above, and it has offered no guidance on where deposit growth would need to reach to fund an 18.63 percent loan book. A single steady morning does not resolve any of that.
Elsewhere in Tuesday’s session, ICICI Bank was holding a small gain within touching distance of its 52-week high, and Tata Consultancy Services had given back an opening rise built on its Porsche acquisition. The Nifty 50 was down 0.32 percent and the Nifty Bank 0.22 percent lower.
SBI’s June-quarter figures are drawn from the bank’s own Q1 FY2027 analyst presentation of August 7, 2026. Intraday prices and the scrip identifiers were checked against the exchange’s own quote page for scrip 500112.
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